Lowell Stanley Injury Lawyers Blog

Life Insurance Company Fraud in Norfolk

by Cary Graham | June 27th, 2016

We all want what’s best for our families. We work hard to keep food on the table, a roof over their heads, and clothes on their backs. As our children move out to begin a life on their own, we shift our focus to preparing for our later years. That’s why many of us buy life insurance—to provide for our loved ones once we’ve passed on. We pay premiums year-after-year to ensure the funds we’ve been promised are available for them after our death. Unfortunately, some life insurance companies aren’t playing by the rules, putting the life insurance policies of some Norfolk residents at risk.

If you’ve received a letter or other correspondence stating that your premiums are skyrocketing and you must either pay up or forfeit your policy, you’re not alone. It’s called life insurance fraud, and it’s happening more and more often these days. Individuals who receive these notices have 3 options:

  1. Cancel the policy.
  2. Pay the inflated premiums for the same policy.
  3. Wipe out the savings they’ve accumulated.

For someone trying to provide for their family long-term, none of these options are appealing. Fortunately, there’s a fourth option: call a lawyer. At Lowell Stanley Injury Lawyers, we know how to fight greedy life insurance companies who try to take advantage of policyholders. If you’ve been the victim of life insurance fraud, give us a call immediately for a free consultation.

Medical Malpractice Cases in Norfolk

by Cary Graham | June 20th, 2016

Recent advancements in medical and surgical technology have enabled physicians and surgeons to extend longevity, eliminate risk factors, and save lives that previously would have been lost. Despite the increased survival rates, no one wants to have surgery. It’s scary, no matter how minor the procedure may be or how many times it has been performed successfully. When we must go under the knife, we trust the surgeon and his/her medical team to give us their best. When that doesn’t happen, the consequences can be devastating.

Medical malpractice continues to negatively impact Norfolk patients, and a quarter of those medical malpractice cases begin in the surgery room. Safe surgical procedures require complete concentration on the part of the surgeon from the moment you are put under until you wake up in recovery. Any lapse in judgment or concentration can lead to serious injury and even death. If you’ve been the victim of medical malpractice, you deserve to be compensated for their negligence, but proving medical malpractice can be difficult on your own. You need an experienced medical malpractice attorney to investigate your case and hold the hospital accountable.

If you or someone you love has been the victim of medical malpractice, give us a call immediately for a free consultation. Our team of investigators will uncover the true cause of your injuries and fight to get you maximum compensation.

What Every Accident Victim Should Do

by Cary Graham | June 13th, 2016

At Lowell Stanley Injury Lawyers, we don’t fault any business for trying to make a profit. What we can’t stand is when a business puts profits ahead of people. As personal injury lawyers, we deal with insurance companies that try to pay accident victims less than they deserve for their injuries, all in the name of profits. Last year alone, those profits were in the billions of dollars. Luckily, we know how to beat the insurance company, and you can help.

You might think your injury claim is too minor or insignificant to bother calling a lawyer, but these assumptions can damage your ability to file a claim if your injuries get worse. If you were injured in an accident that wasn’t your fault, you should at the very least consult with a lawyer, even if you don’t end up hiring one. Despite what an insurance adjuster may tell you, there’s really no way to know how much this accident is going to cost you right away. What seems like a simple injury could require a significant amount of follow-up care, which is going to cost money. If you settle with the insurance company too early for too little, you’re going to be left holding those medical bills.

The truth is there’s no reason not to call a lawyer after an accident. At Lowell Stanley Injury Lawyers, we offer free consultations to every accident victim who calls. If you do become a client, we’ll give you our No Fee Guarantee, which means you won’t pay us anything unless we win your case. That means no risk to you. Don’t wait to get the help you need. Call our Norfolk car accident attorneys today.

Explosive Vapes Linked to Severe Injuries

by Cary Graham | June 6th, 2016

E-cigarettes have become extremely popular in Norfolk over the last few years. Almost anywhere you go, you spot someone vaping—a trend that has caught on across the country. The appeal for many is the assumption that vaping is safer than traditional smoking. However, some e-cigarette users have discovered that vaping can pose an even greater physical danger.

Certain e-cigarette devices have been known to overheat, resulting in fires and explosions. Incidents have caused severe injuries to users, as well as property damage to homes and apartment buildings. These defective products malfunction due to lithium ion batteries overheating while charging or in use. And because there is little to no oversight in the industry, defective e-cigarette devices continue to flood the market, putting consumers in serious danger.

If you or someone you love has been injured by a defective e-cigarette device, call our Norfolk product liability attorneys today for a free consultation. We’ll investigate the cause of your injuries and fight to get you maximum compensation from the manufacturer. You deserve compensation if you were injured due to someone else’s negligence, so call us today.

You are More than a Number

by Cary Graham | May 31st, 2016

Every personal injury case requires a great deal of paperwork. As your attorney, we’ll handle the majority of this paperwork on your behalf, so all you have to worry about is your recovery. You might be surprised to learn that the insurance company has mountains of paperwork to process on your behalf as well. In fact, they have a whole file on your injury claim. Here’s the difference. To them, you’re just a number on paper.

You start as an accident report number. Then you become a claim number. Then, if they get their way, you end up as a small settlement number. Their job is to minimize the impact your claim has on their bottom line rather than minimize the impact the accident has on you. It’s simple arithmetic. The less money they pay you for your car accident, the more money they can add to their billion-dollar profits.

At Lowell Stanley Injury Lawyers, our job is to make the insurance company pay what an accident victim deserves, not what’s best for their balance sheet. That job isn’t done until you’ve received the maximum compensation possible for your injuries, so you can move forward with confidence knowing your financial situation is secure. If you’ve been injured, call our Norfolk car accident attorneys for a free consultation. You can’t afford to go it alone, so call today.

Employers Should Take Care of Their Own

by Cary Graham | May 23rd, 2016

At Lowell Stanley Injury Lawyers, we take care of our own. Every member of our team is a member of our family, and we support each other. That’s how it should be in a small business. Hire the right people for the job, provide them with everything they need to succeed, and stick by them when the going gets tough, because that’s exactly what you hope they’ll do for you. Unfortunately, some Norfolk business owners don’t play by the same rules.

Getting injured on the job can put a family in a tough financial position, leaving the injured worker with a lot of questions. Who’s going to pay my medical bills? How long am I going to be out of work? Will workers’ compensation provide for my family until I can get back on my feet? Will my job be waiting for me once I do?

Businesses have workers’ compensation insurance for this very reason—to help injured workers and their families get by after an on-the-job injury. However, securing those benefits can be tough, especially without legal representation. That’s why it’s important to consult with an attorney before you go any further. An experienced workers’ compensation attorney can evaluate your specific situation and tell you whether or not you need legal representation.

At Lowell Stanley Injury Lawyers, we provide this initial consultation free of charge with no obligation. So if you’ve been injured on-the-job, you don’t have to go it alone. Give us a call today and let us put our experience to work for you.

Motorcyclists More Likely to Die in Crash

by Cary Graham | May 16th, 2016

There’s a certain level of risk that all motorcyclists take when getting out on the road. Motorcycles can be extremely dangerous if not operated correctly, and many accidents occur due to rider error. However, the risks extend well beyond the rider’s ability to properly handle their bike. In fact, we’d propose that Norfolk riders are at greater danger of being hit by another driver than laying the bike down on their own, and when that happens, the results can be devastating.

According to National Highway Traffic Safety Administration, motorcyclists are 26 time more likely to die in a crash than car drivers and 5 times more likely to be injured. That statistic has unfortunately become a reality for many Norfolk motorcyclists and their families over the years, and several of them have turned to us to protect their rights to compensation. Motorcycle accident injury claims can be complicated. We have years of experience successfully navigating those complexities for our clients to get them maximum compensation for their injuries.

If you or someone you love has been injured in a motorcycle accident, call our Norfolk motorcycle accident attorneys today for a free consultation. The insurance company has a responsibility to pay you fair compensation for your injuries, and we’ll work to make sure they live up to that responsibly.

You May Not Need a Lawyer

by Cary Graham | May 9th, 2016

Auto accidents happen every day in Roanoke, though only a fraction of accident victims hire a lawyer to represent them in their injury claim. That shouldn’t be surprising. A lot of folks feel like they don’t need a lawyer because their injuries aren’t severe, think it’s too much of hassle, or simply don’t know which firm to call, so they call no one.

At Lowell Stanley Injury Lawyers, we don’t believe every accident victim should hire a lawyer. However, we do believe every accident victim should call one. We get thousands of calls every year, many of which are accident victims simply seeking advice on what to do next. We’re always happy to field their questions for free, because we know information is a vital component in making the right decision. Often after hearing the specifics of their situation, we tell them they actually don’t need a lawyer, giving them confidence to take the next steps in the process—confidence they wouldn’t have had if they hadn’t consulted with a lawyer first.

If you’ve been injured in a car accident, call our Roanoke car accident attorneys for a free consultation. There’s no obligation and it’s absolutely free. Don’t risk making a mistake that could negatively impact your family’s future. Call us today.

Life Insurance Fraud in Norfolk

by Cary Graham | May 2nd, 2016

Life insurance is an important component in protecting your family’s future. It gives you the peace of mind knowing that they’ll be taken care of after you’re gone. That’s why many of us faithfully pay into a life insurance policy for years, if not decades, because we want to provide that financial stability for those we love. Unfortunately, some insurance companies take advantage of this devotion by jacking up premiums later in life to discourage policy owners from keeping their policies.

Some may call this tactic sleazy. We call it insurance fraud.

In recent years, we’ve seen a number of cases in the Norfolk area where life insurance companies have informed their policyholder that their premiums are skyrocketing, leaving the policyholder with one of three options:

  1. Cancel the policy.
  2. Pay the outrageously high premiums for no additional benefit.
  3. Wipe out the life insurance policy savings you’ve accumulated.

At Lowell Stanley Injury Lawyers, we think you should consider a fourth option: give us a call. We know how to deal with insurance companies that take advantage of their customers, and we’ll do everything within our power to make them regret they ever tried to cheat you out of your hard-earned money. Protect your rights and your family’s future and give us a call today.

Are You on the Insurance Company’s List?

by Cary Graham | April 25th, 2016

At Lowell Stanley Injury Lawyers, we love making lists. There’s just nothing like writing out everything you have to do and systematically knocking them out. Every time you cross an item off, it’s a small victory. Insurance companies love lists too, but instead of things they need to do, their lists consist of names, and if you’ve been in an accident, you better believe your name is already on there.

We’ve mentioned before on this blog that insurance companies can process more than 35,000 claims a day, but that statement seems a little cold and isn’t completely accurate, so let’s restate it a different way. Insurance companies can process more than 35,000 people a day.

Take Bill who was rear-ended by a distracted driver. Bill is going to have serious neck problems for the next several years, and will eventually need surgery to relieve the pain. All told, his medical bills are going to be over $100,000. It’s in the insurance company’s best interests to cross Bill off their list as quickly as possible to avoid paying for all his medical treatment, and they might if Bill doesn’t get a lawyer on his side.

At Lowell Stanley Injury Lawyers, we know how the big insurance companies operate. We don’t let them cross our clients off their lists until they’ve paid them every penny they deserve for their injuries. If you’ve been injured, call our experienced Norfolk car accident attorneys today for a free consultation and put our experience to work for you.