Your bike is totaled. Your shoulder’s screaming in pain. And now some insurance adjuster is telling you the crash was your fault because “motorcycles are dangerous.”
Sound familiar? In my 40+ years hammering insurance companies in Virginia, I’ve heard this story too many times. When they try to nail you with blame after you’ve been hurt, I nail them back harder – that’s why they call me The Hammer.
Here’s what I want you to know: You have the same rights on Virginia roads as any car driver. When someone violates those rights, I pound them until they pay.
Should I Talk to Insurance Companies After a Motorcycle Accident?
Absolutely not – at least not alone. This is the biggest mistake I see riders make every week.
Insurance adjusters will contact you while you’re still in pain at Sentara Norfolk General, hoping to get admissions they can hammer you with later. They’ll ask seemingly innocent questions like “How fast were you going?” or “Did you see the car before impact?”
Every answer becomes a weapon against you. Instead, tell them: “My attorney will be in touch.” Then call The Hammer at (757) 461-5555.
I’ll handle all communication with insurance companies while you focus on getting better. No games, no tricks, no gotcha questions while you’re on pain medication.
What Happens if Insurance Claims I Was Partially at Fault?
This is where Virginia’s harsh blame rules can hammer your case into the ground. If the other driver pins even 1% of fault on you, you lose your entire claim. Zero recovery.
That’s why I shut down blame-shifting tactics from day one. After handling thousands of motorcycle cases in Hampton Roads, I know exactly how insurance companies try to nail riders with partial fault:
- Speed claims: “The motorcycle was going too fast” (even when you were doing the speed limit)
- Visibility arguments: “He should have seen the car turning” (ignoring the car’s duty to yield)
- Lane position: “The bike was riding the line” (you have full lane privileges under Virginia law)
When insurance companies try these tactics, I hammer back with accident reconstruction, witness testimony, and Virginia traffic laws that protect motorcyclists’ rights.
How Much Does a Virginia Motorcycle Accident Lawyer Cost?
Nothing upfront. You don’t pay unless I win your case.
This is called contingency fee representation – I only get paid when I hammer out a settlement or verdict for you. That means I’m invested in getting you maximum compensation because my fee depends on your recovery.
Most riders worry they can’t afford a lawyer, especially after medical bills start piling up. But you can’t afford NOT to have The Hammer fighting for you when insurance companies are already strategizing to minimize your claim.
Virginia Law Protects Motorcyclists – I Make Sure It’s Enforced
Virginia’s motorcycle laws are clear, but insurance companies ignore them until someone makes them pay attention:
Full Lane Rights: You’re entitled to the entire lane. Car drivers who squeeze you toward the shoulder are breaking the law, and I hammer them for it.
Helmet Requirements: Virginia requires helmets, which actually helps your case by proving you were riding responsibly.
Left-Turn Liability: When cars make left turns in front of motorcycles, Virginia law puts the burden on the turning driver to yield safely.
The problem isn’t the law – it’s enforcement. Insurance companies count on you not knowing your rights. I’ve been pounding these legal principles into insurance adjusters’ heads for four decades.
Where Do Most Motorcycle Accidents Happen in Hampton Roads?
I see the same dangerous patterns every week:
Colonial Parkway and Virginia Beach Oceanfront: Tourist drivers gawking at scenery, pedestrians stepping into traffic, car doors opening without warning. When they drift into your lane or make sudden stops, I nail them for distracted driving.
I-264 and Bridge-Tunnel Areas: Lane-change accidents when car drivers check mirrors but never shoulder-check, plus rear-end collisions when traffic suddenly stops. When they squeeze you into the median or tailgate, that’s their negligence – and I pound them for it.
What Should I Do Right After a Motorcycle Crash?
Right Now: Get medical attention, even if you think you’re fine. Adrenaline masks injuries that hammer you days later.
Today: Take photos of everything – your bike, their car, the road, your protective gear. Don’t admit fault to anyone, not even “I’m sorry this happened.”
This Week: Call me at (757) 461-5555 before you talk to any insurance companies.
Never: Sign anything or give recorded statements without The Hammer reviewing it first.
I’ll handle everything else. That’s what I do – I take the legal sledgehammer to insurance company tactics so you can focus on healing.
How Do I Prove the Car Driver Was at Fault?
This is where 40+ years of experience pays off. I nail down liability using witness statements, police reports (challenging any officer bias), accident reconstruction experts for serious cases, and traffic camera footage before it gets deleted.
The key is moving fast while evidence is fresh. Insurance companies will try to claim you were speeding, should have seen the car turning, or were riding improperly. I hammer back with Virginia traffic laws that give motorcycles full lane rights and put the burden on turning drivers to yield safely.
What Makes Motorcycle Accident Cases Different?
Motorcyclists face prejudice that car accident victims don’t deal with. Juries sometimes think “reckless daredevil” when they hear “motorcycle.” Insurance companies exploit this bias ruthlessly.
My job is hammering that prejudice into dust. You’re not a daredevil – you’re the guy who rides to the shipyard every day to save gas money for your family. You’re the veteran who finds peace on weekend rides to the Outer Banks. You’re someone who took the safety course because you wanted to be extra careful.
I make sure juries see who you really are: a responsible person whose rights were violated by a careless car driver.
How Long Will My Motorcycle Accident Case Take?
Honest answer: it depends on how hard the insurance company wants to fight.
Simple cases with clear liability and cooperative insurance companies might settle in 3-6 months. Complex cases with multiple vehicles, serious injuries, or stubborn insurance companies can take 1-2 years.
But here’s what I promise: I’ll hammer away at your case every single day until we get results. No case sits on my desk gathering dust while you’re struggling with medical bills.
The timeline often comes down to this – do they want to settle reasonably, or do they want The Hammer to pound them in court? Most choose to settle once they realize I’m not backing down.
The Bottom Line: You Need The Hammer in Your Corner
You didn’t choose to ride a motorcycle to make life easy. You ride because it’s freedom. When some careless driver tries to steal that freedom, they need to pay for your medical bills, bike repairs, and the attempt to take away what matters most to you.
When insurance companies see The Hammer on your case, they know they’re in for a fight. Because I am The Hammer, and they are the nails.
Don’t wait. Don’t talk to insurance companies first. Call me now: (757) 461-5555.
The consultation is free, you don’t pay unless I win, and I’ll start hammering your case immediately.
